Gold calculators
Live spot–based estimates. Always verify with your dealer or broker before transacting.
Jewelry price calculator
Metal (22K)INR 0
Making (12%)INR 0
GST/VAT (3%)INR 0
TotalINR 0
Gold SIP calculator
Total investedINR 600,000
Estimated future valueINR 920,828
Estimated gainsINR 320,828
Grams equivalent today (24K)0.00 g
Past returns don't guarantee future returns. Gold has historically returned ~7–9% in INR long-term but varies widely.
SGB vs ETF vs Physical vs Digital
Sovereign Gold Bond (SGB)+20.0% vs spot (8y)
Tax-free capital gains on maturity; 2.5% interest.
Liquidity: Locked 5y, tradable on exchange
Gold ETF-4.4% vs spot (8y)
Expense ratio ~0.5%; LTCG slab-based.
Liquidity: Daily on exchange
Physical (coin/bar)-4.0% vs spot (8y)
Storage/insurance ~0.5%; making charges on purchase.
Liquidity: Sell to jeweler/dealer
Digital gold-3.2% vs spot (8y)
Platform fee + 3% GST on buy.
Liquidity: App-based, instant
Simplified TCO model — actual returns depend on price moves, taxes, and exit timing.
Old gold / melt value
Estimated melt valueINR 0
Buyback dealers typically pay 92–98% of melt value after assay. Hallmarked pieces fetch more.
Informational only — not investment, tax, or legal advice. Tax rates and making charges vary by region and dealer.